Short Term Medical plans are available during times when coverage is needed most. These plans are lower-cost alternatives to traditional health insurance plans because coverage is not as comprehensive as a traditional insurance plan. Effective dates can be issued as early as the following day. 

You may need Short Term Health Insurance if you are:

• In-between jobs
• In need of an affordable alternative to COBRA
• New hire waiting on group coverage to kick in
• Not quite eligible for Medicare
• No longer on parent’s policy— recently turned 26
• Waiting for approval of major medical coverage
• Uninsured and don’t have a qualifying event