One of the key provisions of the Affordable Care Act (ACA) provides Americans with access to a Health Insurance Marketplace. Through the Marketplace, eligible individuals can receive subsidized health insurance coverage which reduces their premiums and/or out-of-pocket medical expenses. Certain criteria must be satisfied to qualify for a subsidized plan.
The Centers for Medicare and Medicaid Services (CMS) unveiled a new interim final rule May 6, 2016 which amends certain special enrollment periods (SEPs) in the individual marketplace and revises certain rules pertaining to consumer operated and oriented plans (CO-OPs). The rule aims to curb abuse of the SEP, which insurers have said is occurring when consumers claim to have a qualifying event but actually do not. The rule also aims to strengthen the CO-OP program.
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A few dates to keep in mind during this health insurance season - it's getting later than you think!
For small business owners, these are the last few days to get in on a great group health insurance option. Find out mre and see if you qualify.
Have you considered all of the health insurance options available to you for 2016? Pick the right option and you can save quite a bit of money without missing out on the benefits you want.
It's sometimes confusing to try to figure out what's covered by your health insurance plan and what's not. Here are some resources for you to consider as you shop for insurance.
There are some very good reasons to offer health insurance to your employees - and it's much easier than ever before for small business owners to be able to provide health insurance.