Group Health Insurance for Small Business Owners and Employees

Complete Benefits Solution.

At IXSolutions we know running a business isn’t easy— but we believe managing your employee benefits should be. Our goal is to provide you a complete benefits solution that helps you save time and money on administering benefits through an all-in-one benefits platform- at no cost. As questions arrive throughout the year (as they likely will) you get a real person on the phone. No elevator music. No fine print.

We have over 29 years of experience specializing in health, dental, vision, life, and disability insurance. Experience a simple, hassle-free benefits solution with IXSolutions.

Contact a Licensed Agent

Explore our Platform Features

Compliance

Protect your business from healthcare regulations. We offer a complete suite of compliance services.

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The health and benefits industry is heavily regulated and constantly changing. To keep you in compliance, we provide year-round compliance support—protecting your business from penalties. With plans that are 100% compliant with the Affordable Care Act (ACA)—you don't have to worry about the fine print. Our compliance services include:

Complimentary Compliance Audits
Consultation
Required Compliance Documents
ERISA WRAP
POP

Payroll

Integrate with payroll vendors or run your own reports.

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Your employee payroll and human resource department are finally integrated thanks to TRAXPayroll, Payroll City and Paylocity. No more searching for important information— it’s all here.

Benefits+Insurance

One platform for all your employee benefits.

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Employees can elect coverage and you can manage and track their progress all on one benefits administration platform.

Health
Dental
Vision
Life
Short-term Disability
Long-term Disability
Medicare
HSA, FSA, and HRA Plans

X

The health and benefits industry is heavily regulated and constantly changing. To keep you in compliance, we provide year-round compliance support—protecting your business from penalties. With plans that are 100% compliant with the Affordable Care Act (ACA)—you don't have to worry about the fine print. Our compliance services include:

Complimentary Compliance Audits
Consultation
Required Compliance Documents
ERISA WRAP
POP

X

Your employee payroll and human resource department are finally integrated thanks to TRAXPayroll, Payroll City and Paylocity. No more searching for important information— it’s all here.

X

Employees can elect coverage and you can manage and track their progress all on one benefits administration platform.

Health
Dental
Vision
Life
Short-term Disability
Long-term Disability
Medicare
HSA, FSA, and HRA Plans

X

Spend more time managing your company, and less time stressing about HR and employee benefits. Any changes you make are applied throughout the portal.

Onboarding
Time and PTO Tracking
Performance Reviews
Talent Management

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Questions? Talk with the experts. There are licensed professionals available to help:

ID cards
Billing questions
Shopping the market
Disputes
Enrolling into a group
Picking the right plan

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Our platform is entirely online— employees can enroll and compare plans with the click of a button. No more stacks of paperwork to sort or annoying papercuts to mend.

HR Management

Manage all your employees electronically including Time Off and On-Boarding.

Personal Support

Get real advice from real people.

Paperless

No need to sort through paperwork— it’s 2019!

Request A Demo

Group coverage in 4 easy steps

online platform offering paper free administration

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Frequently Asked Questions

How can I control my costs?
Offer a group health insurance plan to your employees. We recommend you first determine what you can afford. This is called defined contribution. It may be in the form of a set dollar amount or a percentage. Contact us to learn more about defined contributions.
Will I find less expensive rates elsewhere?
No. Rates are filed with the state and locked in each year. So no matter where you shop, the prices are the same. There are no discounts on health insurance plans.
What documentation is required from me (the employer) to set up a group health plan?
Three documents: Quarterly Wage and Contribution form (UI-3/40), copy of voided check (first month's premium used to "bind" coverage), and a census with all employees information.
Am I obligated to offer health insurance to part time employees?
No. Employees who exceed more than 30 hours a week are considered full time and are the only employees who are eligible for benefits. Part Time employees are not eligible for the company plan. If they don’t work more than 30 hours per week, they are not eligible.
What is the minimum number of employees I need to set up a group health plan?
Two— as long as they are not family members and show up on your payroll.
Why can't I just give my employees money to shop the individual health exchange?
Under ACA regulations, offering employees money to shop the individual exchange is not allowed. Plus, it's more expensive and more time consuming. However, you can apply the same approach on a towards a group health plan for small business owners.
As an employee, what's the advantage of going with a health insurance plan offered by my employer?
When you buy a group health insurance plan from your employer there are several benefits: Such as access to better coverage options to get access to doctors you prefer through the large PPO network. Also, employer contributions to your health insurance premium will lower your total cost. Plus, you get the ability to pay your monthly premium with tax-free dollars. Keep in mind none of these options are available in the individual marketplace. In fact, options in the individual marketplace are extremely limited. We strongly advise getting on a group health insurance plan for employees.

Group Health Insurance & Employee Benefits

Health
Insurance

Medicare
Insurance

Life
Insurance

Short-Term
Insurance

Small Business
Insurance

Dental
Insurance

Vision
Insurance

Travel
Insurance

Contact Us

Complete Benefits Solution.