Buying your own health insurance?

Here's your enrollment checklist.

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Download the checklist here

We’ve created this checklist with the same intent you had when you downloaded it — to enroll in a health insurance plan that’s right for you and your family.

We get it. Everyone searching for health insurance is in a different stage of their life.

If you don’t currently get health insurance through your job, family, or another source, you might need to buy your own plan. We're here to help you understand your options.


Before Enrollment

✔️ How much did you spend last year?

Review your medical activity and expenses during the past year, and think about anticipated medical expenses for next year.

✔️ Find out if you'll qualify for Medicaid by estimating your household income.

Estimate your household income for 2021 if you think you'll qualify for tax credits or Medicaid.

✔️ Identify your list of must-have doctors, drugs, and medical facilities.

Make sure these things are covered by any potential new plan, and be flexible with the rest. It could save you money!

✔️ Decide who needs to be on your plan.

Does it make financial sense for you and your spouse to get a family plan?

Do your kids need to be on your plan, or can they get coverage through another source (school, work, etc.)?

✔️ See which plan type works best for you.

Identify which plan types insurance companies offer (EPO, PPO, HMO, POS), and learn which plan type is the best for you and/or your family.

✔️ Choose a metal tier (Bronze, Silver, Gold, or catastrophic).

Select the metal tier based on your health and budgetary needs.


During Enrollment

✔️ Enroll in a health insurance plan.

IXSolutions can help you enroll on Healthcare.gov or through a private carrier website so you can feel confident in your decision.

✔️ Choose your HSA contribution amount.

If you have an HSA-compatible plan, choose your HSA contribution amount for 2021. Remember: there is a limit on how much you can contribute to each year. In the 2021 tax year, you can contribute $3,600 for single-only coverage and $7,200 for family coverage.


After Enrollment

Congrats! You've planned ahead, selected a plan that fits your needs, and enrolled in a new health insurance plan. Here are a few things you could do while you wait for your coverage to begin:

✔️ Pay your first premium bill on time!

If you don't, your plan won't be active and your health care won't be covered during the year.

✔️ Consider signing up for autopay.

If you can, sign up for autopay to make sure you don't miss future payments and put your coverage at risk.

✔️ Know your plan's benefits and perks!

Utilize your health plan by getting acquainted with your plan's benefits and perks!

Download the checklist here

Ready to enroll in a health plan? Contact us at (855) 563-6993, and we'll help you get started.

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