Read about the most commonly asked questions.
If you already enrolled for coverage and want to change to a different plan, you may only do so during the annual open enrollment period, unless you have a qualifying event. Experiencing a qualifying event makes you eligible for a special enrollment period (SEP). Qualifying events can include:
You are eligible to stay on your parents’ plan as a dependent until you turn 26 years old.
One of the provisions of Obamacare is to classify health insurance plans under a Metallic Level System. The metallic level of a plan makes is easier for us to compare plans with similar levels of coverage and make informed choices. There are 4 different metallic levels :
The bronze plans are typically the least expensive and the platinum plans are the most expensive.
In order to qualify for lower health care costs :
Most of us are now legally required to have health insurance or pay a fine. There are some exceptions to this rule. If you fall into any of the following categories, you are not legally required to have health insurance:
IXSolutions brings over 30 years of combined experience to the market as Employee Benefits Consultants. We’ve been bringing creative solutions and alternatives to the market since the inception of the Affordable Care Act.
Today, we work with companies, individuals, and Medicare eligible individuals to provide solutions to the complex insurance industry. We are a trusted partner to thousands of clients, brokers, and associations across the country.