Short Term Health Insurance
Coverage costs 70% less than ACA*
*Short term health insurance plans are not compliant with the Affordable Care Act.
Health insurance has gotten expensive.
But it isn't worth remaining uninsured.
Short term health insurance is becoming a popular ACA alternative. With plans offering up to 6 months of ongoing coverage and no enrollment deadline, it’s no wonder people want it.
Plans have significantly lower premiums than major medical, but that’s mostly because they are medically underwritten and don’t have to cover essential health benefits like mental healthcare, pregnancy and preventive care.
Short term health insurance is meant to protect you from the unexpected. You can enroll today and have a policy in your name tomorrow.
We provide STM coverage options from the leading carriers:
Utilizes Aetna Open Choice PPO Network
Child only coverage available
Guaranteed issue plans available
Citizenship not required
Utilizes United HealthCare Choice PPO Network.
Select plans with prescription coverage
Easy online enrollment
90 day term per application
Both carriers offer plans with copays and deductible options starting at $1,000.
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SHort Term vs Major Medical
6 month max length
Plans may be kept in place indefinitely
Large PPO networks available
Small PPO networks or HMOs available
Next day enrollment
Annual 45 day enrollment window
How do I know if short term is right for me?
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