Individual & Family

Here is where you can see if you qualify for financial assistance, enroll in a health insurance plan and learn more about the coverage options available to you. 






Short Term



What type of coverage do you need?

Whether you're looking for temporary coverage or recently turned 65, we have the solution to cover your medical needs and fit your budget.


These plans are 100% Compliant with the Affordable Care Act but also the most expensive. Outside of Open Enrollment Period you need a qualifying life event to enroll.

Short term

Get up to 6 months of ongoing coverage. Enroll today and have a policy in your name tomorrow. Plans do not cover essential health benefits like mental healthcare, pregnancy and preventive care.

Medicare Supplement

Nearing 65 or recently become eligible due to a disability? More than 90 percent of physicians nationwide accept Medicare. Learn what you need to know to make the right coverage choice.

Dental & Vision

Routine dental & vision exams help you maintain overall good health by helping doctors detect early signs of disease.  Discover savings on out-of-pocket expenses and fast, easy online enrollment.

Request a Call

If you would like to speak with one of our licensed agents over the phone, please submit the form below.

Blue Cross Blue Shield of Illinois Network Options

Blue Choice Preferred PPO

Only PPO available in the individual fully insured market in Illinois.

Does not cover major teaching hospitals such as Northwestern, Rush and University of Chicago. 

BlueCare Direct with Advocate

Utilizes Advocate Health Care system only

Blue Precision HMO

Only plan allowing access to NorthShore University HealthSystem.

BlueFocus Care HMO

Provides access to coverage with Cook County doctors and hospitals only

How to find an in-network doctor

Staying in-network keeps money in your wallet. That's why we always recommend checking which network your desired doctors and hospitals are participating in before enrolling.

Click here to find a new doctor or check if your current doctor accepts the network you wish to enroll in.

Network Comparison

There are two types of networks available to you—HMO and PPO. 

Health Maintenance Organization (HMO's) are typically more restrictive networks but utilize more cost effective plans. You must coordinate your medical care through a primary care physician (PCP) in a specific Medicare group.

Choosing a plan in the Participating Provider Organization (PPO) network gives you the freedom to choose where you go for care without needing a referral from your doctor. 

Tips on choosing a health insurance plan

  • If you typically see your doctor once or twice a year, consider selecting a high-deductible plan.
  • If you constantly visit the doctor, consider choosing a plan that has copay options like a Silver metallic level or higher. 
  • Always check to make sure your doctors are accepting your health plan this year. Start by only comparing plans in their network.
  • Make sure you have enough of a financial cushion to cover the entire deductible on your plan in case of a worse-case scenario.

Qualifying for a government subsidy

Not everyone qualifies for a subsidy. Your household income must be between 100% and 400% of the federal poverty level to qualify.

In 2019,  more Americans will qualify for some form of financial assistance:

  • You may qualify for a free or lost cost health insurance plan . 
  • There is a possibility a bronze plan will be available to you for free or at lower cost.

Click here to see if you qualify for financial assistance. 

Request a Call

If you would like to speak with one of our licensed agents over the phone, please submit the form below.


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Suite 1010S

Chicago, IL  60631



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