Open Enrollment ends in...

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The deadline to enroll in an individual health insurance plan is December 15, 2018. Here is where you can see if you qualify for financial assistance, enroll in a health insurance plan and learn more about the coverage options available to you. 


Health


Vision


Dental


Travel


Medicare


Short Term


Life


Pet

Questions?

Get answers right now in by opening a live chat room. Just click the talk bubble in the right hand corner of your screen to get started. If you prefer to speak one of our licensed agents over the phone, submit the form below and you'll hear from us within 24 hours.

Blue Cross Blue Shield of Illinois Network Options

Blue Choice Preferred PPO

Only PPO available in the individual fully insured market in Illinois.

Does not cover major teaching hospitals such as Northwestern, Rush and University of Chicago. 

BlueCare Direct with Advocate

Utilizes Advocate Health Care system only

Blue Precision HMO

Only plan allowing access to NorthShore University HealthSystem.

BlueFocus Care HMO

Provides access to coverage with Cook County doctors and hospitals only

How to find an in-network doctor

Staying in-network keeps money in your wallet. That's why we always recommend checking which network your desired doctors and hospitals are participating in before enrolling.


Click here to find a new doctor or check if your current doctor accepts the network you wish to enroll in.

Network Comparison

There are two types of networks available to you—HMO and PPO. 


Health Maintenance Organization (HMO's) are typically more restrictive networks but utilize more cost effective plans. You must coordinate your medical care through a primary care physician (PCP) in a specific Medicare group.


Choosing a plan in the Participating Provider Organization (PPO) network gives you the freedom to choose where you go for care without needing a referral from your doctor. 



Tips on choosing a health insurance plan

  • If you typically see your doctor once or twice a year, consider selecting a high-deductible plan.
  • If you constantly visit the doctor, consider choosing a plan that has copay options like a Silver metallic level or higher. 
  • Always check to make sure your doctors are accepting your health plan this year. Start by only comparing plans in their network.
  • Make sure you have enough of a financial cushion to cover the entire deductible on your plan in case of a worse-case scenario.

Qualifying for a government subsidy

Not everyone qualifies for a subsidy. Your household income must be between 100% and 400% of the federal poverty level to qualify.


In 2019,  more Americans will qualify for some form of financial assistance:


  • You may qualify for a free or lost cost health insurance plan . 
  • There is a possibility a bronze plan will be available to you for free or at lower cost.

Click here to see if you qualify for financial assistance. 

Questions?

Get answers right now in by opening a live chat room. Just click the talk bubble in the right hand corner of your screen to get started. If you prefer to speak one of our licensed agents over the phone, submit the form below and you'll hear from us within 24 hours.

Address:

8700 W. Bryn Mawr Avenue,

Suite 1010S

Chicago, IL  60631


Phone:

855-563-6993


Office Hours: 

Monday - Friday: 8AM -5PM CST



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