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Did you miss the enrollment deadline?

Don't worry! Most people still qualify for special enrollment.

Start Shopping for Plans

Health insurance can be complicated throughout the year. Whether it's reading an expensive bill from the doctor or trying to figure out if a prescription is covered by your health plan. That's why we provide every member who enrolls in an individual health plan with Health Advocate. Here are some of the services you get with your free subscription:

We're Industry Experts

Welcome to the Student Private Health Insurance Exchange

We’ve been living and breathing health insurance for over 29 years. So we know a thing or two about health insurance. 

IXSolutions is administering this private health insurance exchange for Western Michigan University through our partnership with MHECare. Here is where you can check to see if you qualify for financial assistance, enroll in a health insurance plan and learn more about other coverage options available to you. 

We're here for you year-round. Not just once a year when enrollment rolls around or when your plan is renewing. 

We Care

We're Here to Help

Free subscription for every enrolled student

  • Locate in-network providers; help make appointments   
  • Review bills for accuracy; negotiate non-covered balances   
  • Research costs of care   
  • Research treatment options   
  • Assist with claims denials   
  • and much more!

Deciding which plan to enroll in is a big decision. We want you to find one that fits your unique needs, because we care. 

Or call us at 855-294-3258

If you missed the December 15th enrollment deadline, you still have a chance to enroll in health insurance.

There are many ways to qualify for health insurance outside of Open Enrollment. The most popular reason in is loss of coverage. 

Here are few other ways to qualify for health insurance coverage :

  • If you turned turned 26 and aged out of your parents plan
  • Involuntary loss of Minimum Essential Coverage
  • Becoming a United States citizen
  • An error with enrollment
  • Loss of employment
  • Legal separation
  • Birth of child
  • Marriage
  • and more!

Qualifying for Health Insurance Outside of Open Enrollment Period

Ready to enroll?

See if you Qualify for a Subsidy

This year more Americans will qualify for financial assistance due to the increased cost of health plans.

  • You may qualify for a free or lost cost health insurance plan . 
  • There is a possibility a bronze plan will be available to you for free or at lower cost.
  • If you don't file your own taxes, then you don't qualify for financial assistance.   
  • If you earn an income and file your own taxes — check to see if you qualify.

This guide lays out everything you need to know before purchasing a health insurance plan this year.  Download your free copy today and you'll become an expert shopper tomorrow.

Our Complete Guide to Buying Health Insurance

Tips on Choosing a Health Plan

  • If you typically see your doctor once or twice a year, consider selecting a high-deductible plan.
  • If you constantly visit the doctor, consider choosing a plan that has copay options like a Silver metallic level or higher. 

Staying in-network keeps money in your wallet. That's why we always recommend checking which network your desired doctors and hospitals are participating in before enrolling.

You can find a new doctor or check to see if your current doctor accepts the network you wish to enroll in.

How to Find an In-Network Doctor

Network Comparison: HMO vs PPO

There are two network options available to you. HMO and PPO. Watch a video below to learn the difference. 

The average application takes less than 14 minutes to complete. Enroll now to lock in a January 1 effective date for your coverage.

Ready to Enroll?

Start Shopping for Plans

Other Coverage Options Available

Having trouble finding the plan you're looking for?

We're here to help. Start a live chat with one of our health insurance experts by clicking "Start Chat Now" in the right hand corner of this page or give us a call.


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